Texas Bankruptcy Attorney Bankruptcy allows you to get rid of your debts or repay them under court protection.  People file for bankruptcy because they can no longer pay off any outstanding balances they have with creditors.  Such people are often in deep financial trouble and may not be in a position to hire expensive lawyers. […]

Unlike Chapter 13 individual debt adjustment and Chapter 11 reorganization, only few people file a Chapter 12 bankruptcy in Texas or in the nation. A Chapter 12 bankruptcy is used mostly for “family farmers” of “family fishermen” whose have debts that add to a certain amount. Fishing or farming should also be the primary source […]

You can look at the Texas bankruptcy exemptions chart to see whether you can protect the property you value from creditors. Everything you own is placed into a bankruptcy estate when you file for bankruptcy but exemptions let you keep some of your property without paying for it.  However, you should remember that there are […]

You are required to repay your creditors some or all of the debt according to a Bankruptcy court approved repayment plan under a Chapter 13 Bankruptcy. Filing Chapter 13 in Texas A Chapter 13 allows you to keep secured assets such as a home or car. But you can only keep them if you have […]

Many of our clients have reservations about the Bankruptcy process. It’s a common concern that you will have to spend days in a long drawn out court process. We believe that this video will help ease some of those fears… Enjoy the video. Call (832) 975-0366 to speak to a bankruptcy lawyer in Houston. Court […]

We get this question often: What happens to my bankruptcy case if I’m also going through a divorce? Call our Houston Bankruptcy Law Office at (832) 975-0366 for a no obligation consultation. Video Transcript: Hi, I’m Jessica Hoff, the bankruptcy attorney. People often ask me, “What happens if I’m in the middle of a divorce, […]

If you are tired of answering the phone dodging calls from creditors, we may be able to help. One of the top bankruptcy attorney questions we get asked is, “Can you make the bill collectors stop harassing me?” Check out the video below as the Houston Bankruptcy Attorney Jessica Hoff explains… What Should I Do […]

Many of our Houston area clients ask whether they should file for Chapter 7 bankruptcy or Chapter 13 bankruptcy. To a lesser extent we get inquiries about Chapter 11, but most of our clients focus on Chapter 7 and Chapter 13. Please call us at (832) 975-0366 to discuss the option that is best for […]

There are many common misconceptions surrounding the bankruptcy process, and I have been a practicing bankruptcy lawyer in Houston long enough to hear just about all of them. Many of the questions arise from scare tactics that have been perpetuated by the mainstream media regarding the effects of bankruptcy on your financial future. I made […]